Card Issuing

Financial card solution for card issuers, credit companies, retailers and financial services. The Credics Issuing Solution provides a ready-to-go program for credit, debit, prepaid, private-label and/or stored-value cards, which can be effortlessly configured to client's requirements.

Key Features

Offers all the features of the Billing and Transaction Processing Platform
Multiple settlement types per account
Unlimited relationships between accounts, and unlimited meters per account
Real-time authorization process, even during batch processing
Full EMV support
No limit to complexity of card-related marketing schemes
Private-label cards designed and launched within only a few weeks
Pilot and "what-if" simulation projects can be initiated without affecting existing programs or risking system integrity
Transactor-based tracking merges data on multiple cards and transaction types
Optional linkup between transaction sources (family, company, neighborhood, etc.)
Charge-backs and retrievals support
Flexible format for customer statements (Text, PDF, HTML)
Adapts to any size of business
Customized interface with embossing machines

Key Benefits

A complete card management system
Multi-currency, multi-lingual functions for full and easy compliance with international networks
Progressive billing according to usage, demographic data, activity level and customer type
Fast addition of new billing schemes to existing programs
Easy and efficient access to user data, with specification of the financial institution
Quick data migration, integration and enrichment
A permanently balanced system, regardless of traffic demands
Market and user oriented, leading to more effective marketing
Fast time-to-market launch for new financial products and pilot projects
Built-in audit, control & balancing tools
Low "Cost of Error” resulting in higher profits

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